My photo from February 2021.
I started with ArtPlay Palette Aspera Solid Paper 3 (then later added Solid Paper 5 on top of that with blend mode Overlay @ 78%). I brought in my photo and clipped to Snowy FotoBlendz 1-6. Added Overlay 3, elements, word art, art stroke 1, and urban threadz, then added MultiMedia Stars 2.