OK, so the list of credits is huge, but the real impact element is definitely Jodie's funky wordart .

Credits:
Papers: Oscraps Collaborations, oscraps.com, Paislee Press & TaylorMade, B-Side
Template: Katie Pertiet, designerdigitals.com, Border Die Cuts No: 2
WordArt: Jodie McNally, oscraps.com, Im talking bout.....the Beach WordArt
Frame: Oscraps Collaborations, oscraps.com, Paislee Press & TaylorMade, Mailing Labels 2
Arrow: Hummie, blog.hummiesworld.com, Arrows freebie
Journal Spot: Sue Cummings, oscraps.com, Scrap Apple Inspirations Week 9 Imperfectly Perfect
Brush: MaryAnn Wise, designerdigitals.com, Bella Floral Borders
Photo Treatment: Kelsey Smith Presets, kelseysmith.typepad.com, Lean on me
Chipboard Edges: Cheryl Barber, scrapgirls.com, Chipboard Edges 4101 Basics
Inked Edges: Cheryl Barber, scrapgirls.com, Inked Edges 4101 Basics
Font: Handwriting - Dakota, DymoFontInvers, Helvetica & 1942 Report