Milieu Release https://www.oscraps.com/shop/AnnaRelease-22-February-2019.html
including
Artsy Template 286 https://www.oscraps.com/shop/Artsy-Layered-Template-No.-286.html
Milieu Artplay Palette https://www.oscraps.com/shop/ArtPlay-Palette-Milieu.html
Fotoblendz Overlays No. 14 https://www.oscraps.com/shop/FotoBlendz-Overlays-No.-14.html
WordART Milieu Mix No. 1 https://www.oscraps.com/shop/Milieu-WordART-Mix-No.-1.html
MultiMedia Elements Milieu No. 1 https://www.oscraps.com/shop/MultiMedia-Milieu-No.-1.html

Photoshop Elements 14

I used the Artsy Template to jumpstart my design, knowing I would be using only a couple of the frames. I chose to remove the two frames on the right and in their place inserted the Fotoblendz Overlay. I added the pictures to the Fotoblendz and frames, then the MultiMedia Element and WordART. The background paper came next (Artsy Paper #4 over #5 on multiply mode) and then I dressed up my rather blah photos with transfers and overlays; I also scattered a few of these around the background. Since this is a winter layout, I finished up with a linear gradient layer in light gold to accentuate the dried grasses that we passed on the trail.