I love this cluster of frames from page 9 of Fotoinspired 3A, so used it again for some rainy day photos. I clipped a photo to the heart, then added another copy, reverse masked, and brushed in the out-of-bound bits
On the left is another Mask from this page, with Bevel & Emboss added, and a mural clipped to it.
In the background I used a large ocean photo, masked and brushed/erased.
Another palm tree photo was clipped to a Scenic 9 FotoBlendz set to Vivid Light, with a 2nd copy of the photo set to exclusion.
I used lots of paper textures over the waves, and Meraki Transfers for color and lines.