Beach WordArt 3 in the Classic Surfs Up collection is my favorite! I used it a lot for my Project 2023 and I continue to use it frequently, here along with other parts of the Surf's Up Collection.
On the left I used the Artsy Layered Template 267, duplicating and adding frames for more photos.
On the right I blended an early sunset photo using Bouquet FotoBlendz and more photo frames from MultiFotoTemplate Album 3.
Didn't get too fancy with anything - this page is more about the old story of painting and decorating shells and rocks, which I started doing about 60 years ago and still enjoy today.