AASPN_HolidayTemplatePack1A_Page4.psd AASPN_HolidayTemplatePack1A_Page4 http://www.oscraps.com/shop/product.php?productid=32266&cat=396&page=13
ArtPlay Palette Family A http://www.oscraps.com/shop/product.php?productid=30334&cat=387&page=7
jopked_bdate_collabyougotmelikeoh_wa5 not in he store
ValC ARTBook GrowBeautiful-bird http://www.oscraps.com/shop/product.php?productid=10009315&cat=542&page=1
ValCDesigns_SnapIt_camera
ValCDesigns_SnapItPhotopoint2 http://www.oscraps.com/shop/product.php?productid=46927&cat=542&page=2

I started with the template and turned him.
background paper from the Palette Family A
the big picture fixed and and given a style
put the small picture and background colored.
After placing the elements, and wordart .
also added a few more transfers and those just above the texture of the template posted.
then styles given to the elements.