Anna Aspnes
Artsy Layered Template No 147 link
ArtPlay Palette Epic link
MultiMedia Bursts No1 link
Moments WordArt link
ArtPlay Palette Crazy Life (heart) link
UrbanThreadz No 5 link
ArtPlay Palette H2O link
ArtPlay Palette Across the Miles link

Process
Added a solid paper and edge overlay from the Epic Palette to the template.
Clipped an Epic artsy paper to a brush that was enlarged to cover most of the page. I used the multiply mode on the brush.
Clipped my photos to the masks.
Added the word transfer from the H2O Palette and some word art to the photos
Opened and positioned two of the multimedia bursts, deleting some layers and swapping the flower on one for a heart.
Added the Moments WordArt/ UrbanStitchez/ buttons from the Epic palette/heart string from the Across the Miles palette and was done.

Thanks for all the inspiration!