Will be back with credits...here we go...

Anna Aspnes Month Review Template 27 http://www.oscraps.com/shop/product.php?productid=10008048&page=1
Anna Aspnes Artsy Kardz Summer Breeze http://www.oscraps.com/shop/search.php?mode=search&page=1
Anna Aspnes 52 Weeks Number Set 3 http://www.oscraps.com/shop/product.php?productid=46216&page=1

I use these month review templates so often. I filled in the background with additional related pictures, blended with vector masks. I used artsy kardz - one in the background and one in the journal frame...a few embellishments, title, journal, done...these are very quick to do
Jen Maddocks Patriotic Fun