Supplies
APP_Vintage Summer Product Name
Spackle Textured No 6 Product Name
ArtPlay No 1 (button) Retired
Shine WordArt Mix Product Name
MultiMedia Flowers No 2 Product Name
APP_Roots (button) Product Name
Beaded Threadz no 1 Product Name
Urban Threadz Framed no 1 Product Name

Process
First I created my background and frames using the mask and frames from Urban threadz Framed no 1. Then I dragged my photos onto my layout. I love using filters so I experimented using poster edges and palette knife, I was pretty pleased with the effect. Some texture, WordART, threads and a title and I was finished.
Using the FotoInspired Templates allow me to experiment on a smaller scale.

Thanks for looking.