MultiFoto Template Album No.1
Artplay Palette Euphoria
Secret WordART Mix No.1
ArtPlay Palette Beautiful Day (Button)
ArtPlay Palette Patience (KeyCharm)

Process I opened page 14 of the MultiFoto Template Album No.1 and placed an artsy paper onto the background, adjusting the colour slightly via Image>Adjustments>Hue/Saturation. Two copies of my focal image and an artsy paper were clipped to the FotoBlendz mask, with a color burn blending applied to the mask and darker color and vivid light blending modes applied to the images. Photos and papers were clipped to the frame masks. Some layers of the template were filled with colour and others were deleted to suit my design. Warm glows were placed over the black and white photos with different blending modes applied. Wordart, dimensional elements and word transfers completed the layout.