I used two photos.
I think, I must made an album for Tomi and Nori.

Anna Aspnes Designs:
ArtPlay Palette Swell http://www.oscraps.com/shop/ArtPlay-Palette-Swell.html
Beach WordART Mix No.1 http://www.oscraps.com/shop/Beach-WordART-Mix-No.-1.html

Proceed:
Opened a nice ArtsyPaper from the kit APP Swell.
Drag two photos, placed them to the right and left.
I increased the size of the right photo about Nori, and masked it.
Set blending mode to Multiply the left photo.
Now, I used some transfers, overlays, a button, and a ribbon from the kit APP Swell.
Placed wordART from the Beach WordART Mix No.1, and that is all.