Anna Aspnes:
Artsy Layered Template No. 152 - http://www.oscraps.com/shop/product.php?productid=10009332
ArtPlay Palette Et Voil http://www.oscraps.com/shop/product.php?productid=10009337
MultiMedia Bursts No. 1 - http://www.oscraps.com/shop/product.php?productid=10009336
LifeScripted No. 1 - http://www.oscraps.com/shop/product.php?productid=10009334
UrbanThreadz No. 4 - http://www.oscraps.com/shop/product.php?productid=10009333

Process:
Started with an Artsy Layered Template No. 152 -
Placed Artsy Paper from ArtPlay Palette Et Voil as my Background
Moved the frames to fit better with my paper
Clipped my photos and an artsy paper to the clipping masks
Placed LifeScripted WordART, applied the overlay blending mode
Added MultiMedia Bursts and UrbanThreadz
Finished by adding ArtPlay Palette Et Voil Brushes and Elements