ArtPlay Palette Time by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=45089
Around The Clock No. 1 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=45070
ArtPlay Palette Encapsulate by Anna Aspnes & Dido Designs @ Oscraps
http://www.oscraps.com/shop/product.php?productid=31122&cat=447&page=1
Stitched by Anna Borders Purple No. 1 by Anna Aspnes @ Oscraps * on sale *
http://www.oscraps.com/shop/product.php?productid=27786&cat=401&page=3
FotoBlendz Layered Template No. 10 by Anna Aspnes @ Oscraps * on sale *
http://www.oscraps.com/shop/product.php?productid=27373&cat=396&page=28
UrbanTalk WordART No. 1 by Anna Aspnes @ Oscraps * on sale *
http://www.oscraps.com/shop/product.php?productid=27328&cat=397&page=7
StraightLine Stitched White No. 3 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=30814&page=1
Photo by PeterKraayvanger - www.pixabay.com

Process
I started with FotoBlendz Layered Template No. 10. Background is paper from APP Time. Photo I clipped to fotoblendz and paper to overlay.
Paint brush and overlay I recoloured. Then I added UrbanTalk WordART No. 1 (recoloured), Around The Clock No. 1, elements from APP Time and APP Encapsulated and stitches.