*New* from Anna Aspnes:

ArtPlay Palette Kristtorn ArtPlay Palette Kristtorn
Artsy Layered Template No 304 Artsy Layered Template No 304
Evergreen FotoBlendz No 3 Evergreen FotoBlendz No 3
Holiday WordART Mix No 12 Holiday WordART Mix No 12
MultiMedia Holly No 1 MultiMedia Holly No 1

Process | I began with the ALT. I added an artsy paper to the background layer then clipped my smaller photos to the framed masks. Next I placed a FotoBlendz clipping mask and clipped my focal photo to that. I added a couple of transfers and shadowed elements to the layout. I also used a Fotoglow from the MM Branches. I completed the layout with a stroked wordArt for my title.