for the AnnaChallenge on using transfers https://ozone.oscraps.com/forum/showthread.php?t=28467

Credits
Anna Aspnes
Light Textured Neutrals No.1 http://www.oscraps.com/shop/product.php?productid=28466&page=1
ArtPlay Palette Wanderlust (transfers, artstroke) http://www.oscraps.com/shop/product.php?productid=43554&page=1
FotoInspired Edge Templates No.4 http://www.oscraps.com/shop/product.php?productid=43827&page=1
ArtPlay Palette Why Not (overlay) http://www.oscraps.com/shop/product.php?productid=29380&page=1
ArtPlay Palette Lush (artstroke) http://www.oscraps.com/shop/product.php?productid=43466&page=1

Thanks for looking

process...
i modified the photo then clipped it to the layers of the edge template. i duplicated some of the edge template layers to fill in spots that were light on the photo. i added the transfers from ap wanderlust under the photo. you can see the lace transfer layer because i set the photo mask that sits over that layer to darken. i added the artstrokes and the title and it was done.