I took two papers from the kit and put one on top of the other, and changed the blend mode on the top layer to Linear Burn at 75%. Added two photo masks from the kit and clipped the photos to them. Put one of the clustered frames on top of the larger photo, turned it around to match the photo. Added some more elements to the cluster on the frame. Put one of the overlays from the kit on top of the photo, and changed the blend mode to Soft Light at 100% to add a bit of light and crisp to the photo. Added the wordart and the date. Ended up flipping the top paper 180 degrees, cuz I liked it better that way, in alignment with the elements.