ArtPlay Palette Shine by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10008906&cat=383&page=1
Artsy Layered Template No. 145 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10008875&cat=383&page=1
UrbanStitchez Sunshine No. 1 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10008904&cat=383&page=1
Shine WordART No. 1 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10008878&cat=383&page=1
WarmGlows No. 7 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=10008905&cat=383&page=1
Summer WordMix No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=44537&page=1
ScriptTease Summer Overlays No. 1 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=43949&page=1
KrissKross Stitched Overlays No. 2 by Anna Aspnes @ Oscraps
http://www.oscraps.com/shop/product.php?productid=31258&page=1
Photos by Elena Lisovceva - www.lisovceva.com
used with permission

Process
Started with Artsy Layered Template No. 145. Background is paper from APP Shine. I deleted 2 frames on the left side and choose a round frame from APP Shine.
Photos clipped to photos masks. Added transfers, overlays and artstrokes and elements from APP Shine, stitches, WordArt, WarmGlows (with various blending modes) and ScriptTease Summer Overlays (recolored).