Credits:
ANNA ASPNES DESIGNS
***NEW Heart BrushSet Bundle 14 February 2020*** HeartBrushSetBundle
UrbanStitchez Hearts No. 4_1,3,4 UrbanStitchezHeartsNo4
ShatteredHearts No. 1_1,8 ShatteredHeartsNo1

*AnnaRelease 7 February 2020 - On Sale 05 February 2020* AR07Febr2020
ArtPlay Palette Magoa_SolidPaper2 APPMagoa
ArstyTransfers Magoa_2,5 ATMagoa
FramedMasks No. 5_1G,2F FramedMasksNo5
UrbanThreadz No. 20_15 UrbanThreadzNo20

Also used:
ArtPlay Palette Family_Tree APPFamily
ArtPlay Palette Apothic_GrayFrame APPApothic
HandStitchez No. 1_11 HandStitchezNo1

Process:
The page is made in two parts. The first one was saved in jpg format. Then you created the text on this layer to the right.
You have opened a new document. Added by SolidPaper. | Posted by GrayFrame .psd from APPApothic. He put the two layers selected from the FramedMask set on the gray mask. This highlighted the photo. | Added layers below the photo frame. Tree, with hearts on separate layers, tinted these and raised their sights with effects. | He prepared the background for the text on the right. He arranged a copy of the tree. Added ATMagoa transfers - Overlay. | Saved the previously created page in jpg format.
You have opened the saved image. | Added to the right of the background SolidPaper. | He wrote the quote. Extracted text from SolidPaper. (I will write about this in a later page.) Decorated with stitching.

Quote:
Mire felneveled a gyerekeidet, megtanulod, mivel tartozol szleidnek. (Miguel Tirado Zarco)
Google Translator - "By the time you raise your children, you will learn what your parents owe."

Thanks for looking!
I do not speak English. I'm using Google Translator - sorry! I will answer your question!
Margo