Anna Aspnes Designs:
FotoInspired Template Pack No 2E - http://www.oscraps.com/shop/product.php?productid=46223&cat=383&page=1
ArtsyKardz Wish - http://www.oscraps.com/shop/product.php?productid=46213&cat=383&page=1
4x6 ArtsyKardz Wish - http://www.oscraps.com/shop/product.php?productid=46212&cat=383&page=1
6x6 ArtsyKardz Wish - http://www.oscraps.com/shop/product.php?productid=46211&cat=383&page=1
ArtPlay Palette Wish - http://www.oscraps.com/shop/product.php?productid=46180
Wish WordART No. 1 - http://www.oscraps.com/shop/product.php?productid=46179&cat=383&page=1
SparkleDots No. 1 - http://www.oscraps.com/shop/product.php?productid=46178&cat=383&page=1
Doily Edge Overlays No. 4 - http://www.oscraps.com/shop/product.php?productid=46160&cat=383&page=1
52 Weeks NumberSet No. 1 - http://www.oscraps.com/shop/product.php?productid=32617&page=1

Process:
Started with FotoInspired Double Templates
Clipped my photos to the clipping masks
Clipped ArtsyKardz Wish to the remaining clipping masks
Blended select photos with ArtsyKardz
Placed APP Wish papers as Backgrounds
Placed Transfers & Doily Edge Overlay above Backgrounds
Placed Stitching, Dots, Numbered Brad & WordArt(re-colored)
Finished with APP Wish Brushes & Elements