Anna Aspnes Designs:
FotoInspired Double Template No 30 - http://www.oscraps.com/shop/product.php?productid=44945
ArtsyKardz Routine - http://www.oscraps.com/shop/product.php?productid=44933
4x6 ArtsyKardz Routine - http://www.oscraps.com/shop/product.php?productid=44932
6x6 ArtsyKardz Routine - http://www.oscraps.com/shop/product.php?productid=44931
LabeledWords Routine No 1 - http://www.oscraps.com/shop/product.php?productid=44944
ArtPlay Palette Routine - http://www.oscraps.com/shop/product.php?productid=44892&cat=383&page=1
Routine WordART No. 1 - http://www.oscraps.com/shop/product.php?productid=44886&cat=383&page=1
52 Weeks NumberSet No 1 - http://www.oscraps.com/shop/product.php?productid=32617&page=1
Vintage Military Text Buttons - http://www.oscraps.com/shop/product.php?productid=27087&page=2
Naked Tape IT Freestyle - http://www.oscraps.com/shop/product.php?productid=27148&page=1

Process:
Started with FotoInspired Double Template No. 30
Clipped my photos to the clipping masks
Clipped ArtsyKardz Routine to the remaining empty clipping masks
Placed APP Routine Papers as Backgrounds
Placed Transfers above background papers
Placed Routine WordART, resized & Re-colored
Finished with APP Routine Brushes & elements