Anna Aspnes Designs:
FotoInspired Double Template No 26 - http://www.oscraps.com/shop/product.php?productid=44646
ArtsyKardz Learn - http://www.oscraps.com/shop/product.php?productid=44644
4x6 ArtsyKardz Learn - http://www.oscraps.com/shop/product.php?productid=44643
6x6 ArtsyKardz Learn - http://www.oscraps.com/shop/product.php?productid=44642
FotoInspired EdgeTemplates 5 - http://www.oscraps.com/shop/product.php?productid=44647
ArtPlay Palette Learn - http://www.oscraps.com/shop/product.php?productid=44603&cat=383&page=1
School WordART No. 1 - http://www.oscraps.com/shop/product.php?productid=44583&cat=383&page=1
ArtsySchool No. 2 - **Free with Purchase**
52 Weeks NumberSet No 1 - http://www.oscraps.com/shop/product.php?productid=32617&page=1

Process:
Started with FotoInspired Double Template No. 26 -
Placed ArtPlay Learn Papers as Backgrounds
Clipped my photos to the clipping masks
Clipped ArtsyKardz Learn to the remaining empty clipping masks
Placed FotoInspired EdgeTemplates and re-colored
Finished with brushes, elements, & wordart