Anna Aspnes Designs:
FotoInspiredDoubleTemplate No 20 - http://www.oscraps.com/shop/product.php?productid=43981
ArtsyKardz Summer Breeze - http://www.oscraps.com/shop/product.php?productid=43980
4X6 ArtsyKardz Summer Breeze - http://www.oscraps.com/shop/product.php?productid=43979
ArtPlay Palette Summer Breeze - http://www.oscraps.com/shop/product.php?productid=43951&cat=383&page=1
ScriptTease Summer Overlays No. 1 - http://www.oscraps.com/shop/product.php?productid=43949&cat=383&page=1
Summer WordART No. 2 - http://www.oscraps.com/shop/product.php?productid=43950&cat=383&page=1
UrbanStitchez No. 5 - http://www.oscraps.com/shop/product.php?productid=43929&cat=383&page=1
ArtPlay Palette Sky's The Limit (Brad) - http://www.oscraps.com/shop/product.php?productid=43776&cat=383&page=2

Process:
Started with FotoInspired Double Template No 20
Placed ArtPlay Summer Breeze Solid Paper as Backgrounds
Clipped my photos to the clipping masks
Placed transfers & brushes - re-colored as necessary
Clipped artsykardz to the remaining empty clipping masks
Blended Random Photos with Artsykardz
Finished with brushes, elements, & wordart