Anna Aspnes Designs:
FotoInspired DoubleTemplate No 19 - http://www.oscraps.com/shop/product.php?productid=43910
ArtsyKardz Ocean Cove - http://www.oscraps.com/shop/product.php?productid=43904
6 X 6 ArtsyKardz Ocean Cove - http://www.oscraps.com/shop/product.php?productid=43902
4 X 6 ArtsyKardz Ocean Cove - http://www.oscraps.com/shop/product.php?productid=43903
ArtPlay Palette Ocean Cove - http://www.oscraps.com/shop/product.php?productid=43872&cat=383&page=1
ArtPlay Palette Ocean Cove Wordart - http://www.oscraps.com/shop/product.php?productid=43871&cat=383&page=1
FotoInspiredEdgeTemplates No 4 [ link ]
52 Weeks NumberSet No 1 - [ link ]
Enjoy WordMix No 1 - http://www.oscraps.com/shop/product.php?productid=33378&page=1
ArtPlay Palette Embrace Life - http://www.oscraps.com/shop/product.php?productid=32623&page=1

Process:
Clipped my photos to the masks
Placed the AAP Ocean Cove Artsy Papers for the background
Placed transfers & fotoinspired edge template & re-colored
Clipped an artsy card to the remaining empty clipping masks
Finished with brushes, elements, & wordart