I'm using Anna's FotoInspired Template Album No. 1 for my Project Life 2012 Album. The whole collection (52 embellished templates) is available now at a huge discount - http://www.oscraps.com/shop/product.php?productid=45637&cat=383&page=1

Anna Aspnes:
FotoInspired Template Album No. 1 **On Sale** - http://www.oscraps.com/shop/product.php?productid=45637&cat=383&page=1
PaintedDates No. 1 **On Sale** - http://www.oscraps.com/shop/product.php?productid=32652&page=1
UrbanStitchez No.6 - http://www.oscraps.com/shop/product.php?productid=44066&page=1
WeekDays No 1 - http://www.oscraps.com/shop/product.php?productid=45614&page=1
PaintedDates No. 1 - http://www.oscraps.com/shop/product.php?productid=32652&page=1
SeaSprinklez No. 1 - http://www.oscraps.com/shop/product.php?productid=44330&page=1
ArtPlay Palette Celebrate - http://www.oscraps.com/shop/product.php?productid=27626&page=1
LabeledWords Routine No 1 - http://www.oscraps.com/shop/product.php?productid=44944&page=1

Process:
Started with FotoInspired Layout 1
Duplicated a frame to add a fifth picture
clipped my photos to the clipping masks
Placed PaintedDates No. 1 behind frames & embellished