credits:
Sweet Genevieve Designs' Sweet Starts template #3
papers from her Noel kit and her Yuletide Swing collab
alpha from her Yuletide Swing collab with Leah Riordan
Holiday Felts (star)
her stitch kit essentials
ornaments, ribbons, and bough from her Noel kit

and

Vicki Stegall's torn and tattered Distressed paper templates