Notes: Starting with artsy paper 2 and placing the fotoblendz, i clipped the photo to it and blended the mask to Multiply. I duplicated the photo and blended the copy to Screen.
I used several transfers across the page along with brushes, layering below and above the photo layers. Adding the little penguin at the bottom, I roughly colored his hat and scarf. I stamped and colored the watercolor trees and placed the MM Holiday over them.
I added the word art and star at the top of one of the MM trees and that completed this page.