Supplies
APP__Merry Tree ** Classic Release on Sale** Product Name
Evergreen Edge Overlays ** Classic Release on Sale** Product Name
Artsy Transfers Jocund ** NEW** Product Name
Artsy Transfers Flock ** NEW** Product Name
FotoGlow Mix No 2 Product Name
Multimedia Christmas Tree No 3 ** Classic Release on Sale** Product Name
Christmas WordART No 10 ** Classic Release on Sale** Product Name

Process
Using a solid background I clipped my photograph to the frame. From there I added and manipulated transfers added elements and wordART.
Thanks for looking
Viv