Anna Aspnes:
ArtsyKardz Lifes Little http://www.oscraps.com/shop/product.php?productid=33656
4X6 ArtsyKardz Lifes Little http://www.oscraps.com/shop/product.php?productid=33654
6X6 ArtsyKardz Lifes Little http://www.oscraps.com/shop/product.php?productid=33655
FineEdge Frames 1 http://www.oscraps.com/shop/product.php?productid=33660
ArtPlayPalette Lifes Little http://www.oscraps.com/shop/product.php?productid=33614
ArtPlayPalette Savor http://www.oscraps.com/shop/product.php?productid=33379&page=1
ButterflyGlows 1 http://www.oscraps.com/shop/product.php?productid=33614
ScriptTease Celebrate 1 http://www.oscraps.com/shop/product.php?productid=33538&page=1
fotosquared template album http://www.oscraps.com/shop/product.php?productid=32089&page=1

Open Template: clip photos to fotomasks, under texture layer. Fill up remaining Fotomasks with artsykardz and then layer transfers beneath photo collage