Credits:
ArtsyTransfers Coolth https://www.oscraps.com/shop/ArtsyTransfers-Coolth.html
Coolth FotoBlendz No 1 https://www.oscraps.com/shop/Coolth-FotoBlendz-No.-1.html
ArtPlay Palette Coolth https://www.oscraps.com/shop/ArtPlay-Palette-Coolth.html
PaperTextures No 9 https://www.oscraps.com/shop/PaperTextures-No.-9.html
DieCut AlphaNumberSet No. 2 https://www.oscraps.com/shop/DieCut-AlphaNumberSet-No.-2.html
MultiMedia Branches No 12 https://www.oscraps.com/shop/MultiMedia-Branches-No.-12.html
SnowSpray No 4 https://www.oscraps.com/shop/SnowSpray-No.-4.html
ArtsyStains No 9 https://www.oscraps.com/shop/ArtsyStains-No.-9.html

Process: I started with a solid paper from ArtPlay Palette Coolth. I added two transfers from ArtsyTransfers Coolth and placed these from the left side up to the top of the layout. I placed a fotoblendz from Coolth FotoBlendz No 1 and clipped the photo to it. The photo didnt fit to the fotoblendz as I wanted so I placed one more fotoblendz beside it and then merged them together. Then I moved the transfers layers around and changed some blending modes. I also used layers from a third transfer. I added embellishments from ArtPlay Palette Coolth and MultiMedia Branches No 12. Brushes from SnowSpray No 4 were recolored into white but stains from ArtsyStains No 9 were left as they were. I placed the title and the letters come from DieCut AlphaNumberSet No. 2. I finished the layout with some siverpaints and brushes from ArtPlay Palette Coolth and with textures from PaperTextures No 9.