Credits:
Mask: Vinnie Pearce
Word art: W_ATLAdore
Paper: News Krafty Stock Stash by Creashens

I am new to scrapbooking and made the mistake of organizing all my digital goodies by type (as in: papers with papers, embellishments with embellishments, TOU's with TOU's, and so on)... with the result that for items that don't have the creator's name in the filename, I can't for the life of me remember or figure out who created it.
If you see an item you created or recognize who made it, please let me know so I can give you/them proper credit here and rename my files on my computer!