ArtPlay Palette Home by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=47018&cat=383&page=1
Framed FotoBlendz No. 1 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=47010&cat=383&page=1
MultiMedia Homes No. 1 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=47017&cat=383&page=1
Home WordART No. 1 by Anna Aspnes @ Oscraps * NEW *
http://www.oscraps.com/shop/product.php?productid=47016&cat=383&page=1
Photo by LoboStudioHamburg - www.pixabay.com

Process
I started with paper from APP Home. Photo I clipped to Framed FotoBlendz. Above photo I placed frame from APP Home with blending mode Luminance. Then I added MultiMedia Homes, Home WordArt and elements and transfers from APP Home. Elements I gave a shadow.