Anna Aspnes
Artsy Template MultiPack 10 (free with a $15.00 purchase or on sale for $14.00) Artsy Template MultiPack 10
Artplay Palette Reflections (paper, brad, word labels, transfers) Artplay Palette Reflections
Artplay Palette SeaFoam (starfish) Artplay Palette SeaFoam
MultiMedia Suns 2 MultiMedia Suns 2

Process
I began with template 2 from Artsy Template MultiPack 10. All layers were turned off except for the paint layer. The photo of the beach was clipped to it with the blending mode changed to hard light. The other layers were turned on one at a time, either moving, recoloring, resizing or deleting them. The photo was duplicated three more times and clipped to the larger stains (blending mode changed to hard light). The photo of my husband and me was duplicated (two images) with each one clipped to frame mask 1 and frame mask 2. Embellishments, word art and a MM Sun 2 were added to complete the page.

Thank you for looking!