Credits:
Art and Nature collection by NBK Design at Oscraps
TP Extra No2, Artsy bits and pieces no1, paper solids, mixed media paper, wordart,
http://tinyurl.com/kcuj99c
Load template extra no2, delete the top row photos and re-center the rest of the frames, clip photos to the photo masks, make sure the light is about the same between all photos, clipa solid paper to the frames of the template, add wordart clipping a paper and adding shadow to add more texture. Add a couple of cluster brushes to the background paper.