Credits:
Background created by Creative Endeavors Creations
Masked Heart Frame created by Creative Endeavors Creations
Red Heart Swirlie Gel created by Noreen Spencer of Nore's Nice-ities
Stock Photo Freebie at Angelwithindesigns.blogspot.com
Alpha Letter L created by SMD_Jaan08_BlogFreebieAlpha
Wordart: ove created by Creative Endeavors Creations
February Plate: created by Monika69_12months_February3