Credits:
ANNA ASPNES DESIGNS
Simple FotoBlendz Template Album No. 4_6 Simple FotoBlendz Template Album No. 4
ArtPlay Palette Bespoke_Transfer5 APPBespoke

Also used:
ArtPlay Palette Ochre_SolidPaper2,4 APPOchre
PaperTextures No. 10_1,4 PaperTexturesNo.10
Axiom WordART Mix No. 1_WTAxiom AxiomWordARTMixNo.1

Process:
Opened by .psd # 6 from Simple FotoBlendz Template Album No.4. Some layers have been turned off. | Added # 4 form SolidPaper APPOchre. | He wrote the big photo on the FotoBlendz layer of the template. You have changed the blending mode of FotoBlendz: Hard Light. You have modified the photo with effects. | Added by .psd # 2 SolidPaper from APPOchre. You have changed your mixing mode to Color. | Opened # 5 Transfer from APPBespoke. You have deleted the unnecessary part using a layer mask. Mixing method: Linear Burn, Fill: 85%. | Placed on PaperTexture. | He moved the frames according to the photos. He wrote the photos. | Edited Story. He provided shadows. | Placed on the underlying layer by WEAxiom from Axiom Word ARTMix No.1. | Added a PaperTexture. Written by "DENVER, 2019."

Thanks for looking!
I do not speak English. I'm using Google Translator - sorry! I will answer your question!
Margo