Challenge: Use 1 ArtPlay Palette + a Multimedia Element.
My hubby had taken this photo this morning and I knew it would go with Saffron Villa.
I used ArtPlay Palette Saffron Villa http://www.oscraps.com/shop/product.php?productid=28404&cat=387&page=8
and MultiMedia Branches No 1. http://www.oscraps.com/shop/product.php?productid=45572&page=1

I placed the background paper and rotated it so I could place the photo over much of the white area.
I duplicated the photo and used one for the background blending and using a gradient to lesson the lower right of the photo.
I wanted to use the top photo as it is but I placed a line frame over the upper left corner and applied a bevel.
I used a brush from the palette next to the photo on the lower right and blended it.
I added a branch of turning leaves from the MultiMedia Branches and placed a flower from the palette on it. I added slight shadows to some places.
The font is Tangerine, colored from a spot on the leaves.