word art: Jodie McNally - Winter Word Art @ Oscraps (with some Photoshop style)
background paper: Sweet Genevieve Designs - Be Extras @ Oscraps
"Snowboarding" alpha: Sweet Genevieve Designs - Classic White Alpha @ Oscraps
adorable penguins: Sweet Genevieve Designs - Holiday Penguins @Oscraps
sparkly frame: Sweet Genevieve Designs - Spunky Sparkle freebies @Oscraps
Star confetti: Sweet Genevieve Designs - Confetti at Midnight @ Oscraps
Cardboard overlay: LindaGB- Cardboard Edge Overlay @ ScrapArtist
"is" font: Cheapskate outline
