ArtPlay Mini Palette Jocund (Available free with a $20 purchase of Anna Aspnes Designs during the coming Black Friday Sales at Oscraps)
Also used:
FotoBlendz Overlays No. 3 https://www.oscraps.com/shop/FotoBlendz-Overlays-No.-3.html
All Anna Aspnes
Font Freestyle Script

I made my photo black and white and gave it some more contrast with the Curves Adjustmentlayer.
In a new document I placed the photo and a copy to 2 FotoBlendz Overlays.
I placed the background paper and added all the transfers and brushes ( under and over the photo ) and elements from the Mini APP.
I typed my text with the Freestyle Script font.
I merged the layers and did some sharpening and Dodge and Burn work.
I gave the page a small amount of a warm photofilter.