NBK Design: AutumnWhisper Mask (Watercolor01)
I lightened the photo and then took a picture of some rain and water droplets and used that to texture the photo, then I blended it onto the background using the mask and added a partial window frame, then superimposed some bubbles over the page.
Left lots of white space to enhance the emotion.
Working in Jasc PaintShopPro3
"The body is a house of many windows: there we all sit, showing ourselves and crying on the passers-by to come and love us." ~Robert Louis Stevenson