Credits:
Artsy Layered Template 15 (retired) by Anna Aspnes
ArtPlay MiniPalette Noel by Anna Aspnes http://www.oscraps.com/shop/ArtPlay-MiniPalette-Noel.html
AnnaStyle Shadows No 2 by Anna Aspnes http://www.oscraps.com/shop/AnnaStyle-Shadows-No.-2.html
Process: I started with the template from Artsy Layered Template 15 (retired). I deleted some of the darkest layers and then clipped the photo to the photomask. I placed a paper from ArtPlay MiniPalette Noel as the background. I added a transfer and duplicated it. I changed the colors in the photo to match the transfer. I placed the wordtransfer, duplicated it and set the blend mode for this layer to Linear Burn. I added embellishments from ArtPlay MiniPalette Noel and used AnnaStyle Shadows No 2 for the shadows. I placed more transfers and brushes and then finished the layout with the title and date.