Artsy Layered Template No 240 by Anna Aspnes http://www.oscraps.com/shop/Artsy-Layered-Template-No.-240.html
Evergreens No 2 by Anna Aspnes http://www.oscraps.com/shop/Evergreens-No.-2.html
MultiMedia Holiday No 2 by Anna Aspnes http://www.oscraps.com/shop/MultiMedia-Holiday-No.-2.html
Holiday WordART Mix No 5 by Anna Aspnes http://www.oscraps.com/shop/Holiday-WordART-Mix-No.-5.html
ArtPlay Palette Garland by Anna Aspnes http://www.oscraps.com/shop/ArtPlay-Palette-Garland.html

Process: I started with the Artsy Layered Template No 240. I added a solid paper from ArtPlay Palette Garland as the background. Then I clipped artsy papers from the same ArtPlay Palette to all the photo masks. I added a transfer from the ArtPlay Palette and placed it at the right side of the layout. I used an inverted layer mask and the Gradient Tool on the photo and placed it over the transfers. Then I added brushes from Evergreens No 2 and all were given a color overlay in green. A pine and a glow from MultiMedia Holiday No 2 were placed on the left side. I finished the layout with the word transfer and title, both from Holiday WordART Mix No 5.