Credits:
About Family & Home by Designs by Soco and Anita Designs
http://www.oscraps.com/shop/About-Family-and-Home-Grab-Bag.html
I started with a light paper and place a darker one to frame the page. I put a frame and the big wordart on the top. I created a clipping mask to the photo to put it inside the frame (I desaturated and add some contrast). I added some elements to give dimension.