Credits:
ArtPlay Palette Merry Tree by Anna Aspnes http://www.oscraps.com/shop/ArtPlay-Palette-Merry-Tree.html
Artsy Layered Template No 171 by Anna Aspnes http://www.oscraps.com/shop/Artsy-Layered-Template-No.-171.html
Christmas WordART No 10 by Anna Aspnes http://www.oscraps.com/shop/Christmas-WordART-No.-10.html
Evergreen Overlays No 1 by Anna Aspnes http://www.oscraps.com/shop/Evergreen-Edge-Overlays-No.-1.html
MultiMedia Christmas Trees No 3 by Anna Aspnes http://www.oscraps.com/shop/MultiMedia-Christmas-Trees-No.-3.html
ArtPlay Palette Santa's Elf by Anna Aspnes http://www.oscraps.com/shop/ArtPlay-Palette-Santa-s-Elf.html

Process: I started with an artsy paper from ArtPlay Palette Merry Tree. I added a lace texture, paints and stains from Artsy Layered Template No 171. I recolored some of these. I placed two overlays from ArtPlay Palette Merry Tree, one to the left side and the other to the right. Then I placed the photo and extracted it with a mix of the gradient tool and some brushes. I placed a christmas tree from MultiMedia Christmas Trees No 3 and an edge overlay from Evergreen Overlays No 1. I added some brushes and embellishments from ArtPlay Palette Merry Tree. I finished the layout with the elf from ArtPlay Palette Santa's Elf and the wordART from Christmas WordART No 10.