Credits:
Project Template Album No. 2 by Anna Aspnes http://www.oscraps.com/shop/Project-Template-Album-No.-2.html
ArtPlay Palette Christmas Magic by Anna Aspnes http://www.oscraps.com/shop/ArtPlay-Palette-Christmas-Magic.html

Process: I started with a template from Project Template Album No 2. I added my photos and clipped these to the masks and fotoblendz. I placed a solid paper from ArtPlay Christmas Magic as the background and added transfers and paints from the same APP. I finished the layout with the title, date and journaling.