Butterflies ValuePack No. 1 http://www.oscraps.com/shop/Butterflies-ValuePack-No.-1.html
I used: ArtPlay Palette Tangier, FlutterBy FotoBlendz Clipping Masks No. 1, Artist Edge Overlays No. 9, Artsy FlutterBy Templates No. 2, FlutterBy Lace No. 1, Flutterby Stitched LoopDaLoops No. 1, MagicSprinklez No. 6
All Anna Aspnes

I gave my photo a photo treatment with the Adjusting Curves layers and then I did some artistic filters on it.
I opened a new document and I clipped my photo to the FotoBlendz.
I selected the (clippingmask) photo and did a bit of painting on the edges.
I placed the backgroundlayer and masked a little bit of the paper out with a layermask.
I started playing with the transfers and brushes. I used colors from the photo on the brushes.
I made a small white frame by making a round selection and stroking it with 10 pixels in white. I gave it a schadow and a bit of bevel.
I added the elements and the stitching.
I typed the text.
I added an Edge Overlay and colored it.
I sharpened the page a little.