At The Beach ValuePack No. 2 http://www.oscraps.com/shop/At-The-Beach-ValuePack-No.-2.html
I used:
ArtPlay Palette Mermaids http://www.oscraps.com/shop/ArtPlay-Palette-Mermaids.html
12 X 12 Page FotoBlendz No. 5 http://www.oscraps.com/shop/12-X-12-Page-FotoBlendz-No.-5.html
LightLeaks No. 3 http://www.oscraps.com/shop/LightLeaks-No.-3.html
Magic Bubble Overlays No. 2 http://www.oscraps.com/shop/MagicBubble-Overlays-No.-2.html
All Anna Aspnes
Font: Seaside Resort NF

I made line art from my photo and I used the threshold on a copy of the photo! I blended them together with the help of a layermask.
I clipped the photo on a FotoBlendz in a new document.
I added the transfers and brushes under and over the photo! I used blending modes on some of them.
I placed the element.
I typed the text.
I used a lightleak 2 times blended over the photo.