Artsy Layered Template No. 219 http://www.oscraps.com/shop/Artsy-Layered-Template-No.-219.html
ArtPlay Palette ArtLife http://www.oscraps.com/shop/ArtPlay-Palette-ArtLife.html
Create WordART No. 2 http://www.oscraps.com/shop/Create-WordART-No.-2.html

I started with turning my photo into black and white! I made a bigger contrast with the curves adjustments layer. I opened the template and turned everything of, except the photo frame layers. I resized one frame! I clipped my photos and repositioned them. Then I started working up in the template opening each layer and I colored them. I used the most of them, the others I deleted. I placed them as I liked. Then I placed the frames and gave them more shadow. I made one frame a little lighter. I placed the tape and the flowers. One flower I clipped with my colored photo to get the same color and design back! I also clipped the colored photo on some stains for more color variation. I extracted the paintbrushes from another photo and used them twice under the photos! One I did a watercolor photo treatment on. I added some paint splats and my title and sub title.