ArtPlay Palette Wild Autumn http://www.oscraps.com/shop/ArtPlay-Palette-Wild-Autumn.html
ArtPlay Palette Sunflower
http://www.oscraps.com/shop/ArtPlay-Palette-Sunflower.html
Multi-Media Leaves 4
http://www.oscraps.com/shop/MultiMedia-Leaves-No.-4.html
ArtPlay Palette Mint blizzard
http://www.oscraps.com/shop/ArtPlay-Palette-Mint-Blizzard.html
Wood Words 6
http://www.oscraps.com/shop/WoodWords-No.-6.html
Dripped Stains 4
http://www.oscraps.com/shop/Dripped-Stains-No.-4.html

Process:

Document created and background papers selected.
artsy paper from APP Wild Autumn placed and blending mode lighten applied.
solid paper from APP Wild Autumn placed.
transfers,overlays and brushes placed,some recolored,resized and blending modes applied.
frame placed.
photo duplicated and both layers partially extracted.
top layer photo placed on blending mode color burn and bottom layer blending mode saturation.
multi-media leaves placed to the right and left of images with a drop shadow applied to the left.
transfer word art from APP sunflower placed below wood words and blending mode applied.