Credits:
ArtPlay Palette Oasis by Anna Aspnes http://www.oscraps.com/shop/product.php?productid=11013201&cat=383&page=1
Oasis No 1 by Anna Aspnes http://www.oscraps.com/shop/product.php?productid=11013200&cat=383&page=1
Vacation WordART No 1 by Anna Aspnes http://www.oscraps.com/shop/product.php?productid=11013198&cat=383&page=1
UrbanThreadz No 9 by Anna Aspnes http://www.oscraps.com/shop/product.php?productid=11013199&cat=383&page=1
AnnaBlendz No. 4 Inverted Masking by Anna Aspnes http://www.oscraps.com/shop/product.php?productid=10010902&cat=422&page=1

Process: I started with an artsy paper from the ArtPlay Palette Oasis. I placed a transfer on the left side and got a more saturated part here. I added the lace transfer and used the layer style Bevel & Emboss and also did it brighter with an adjustment layer for Levels. I added my photo and used an inverted mask for it ( see AnnaBlendz No. 4 Inverted Masking). I also clipped an adjustment layer for Hue/Saturation to it. I placed the beads and the brush with words from the APP. I placed a fish from Oasis No 1 on the left side and recolored it to white. I did two copies of it and all layers were set to blend mode Screen. I added the date and place and then I finished the page with a stitching from UrbanThreadz No 9 and the title from Vacation WordART No 1.