Holiday Template Pack3
http://www.oscraps.com/shop/product.php?productid=46143&page=1
ArtPlay Palette Autumn Soul
http://www.oscraps.com/shop/product.php?productid=10010170&cat=387&page=1
Autumn WordART No. 5
http://www.oscraps.com/shop/product.php?productid=10010152&cat=397&page=1
UrbanStitchez Leaves No 1
http://www.oscraps.com/shop/product.php?productid=10010153&cat=401&page=1
WarmGlows No 3
http://www.oscraps.com/shop/product.php?productid=30855&cat=393&page=1
MultiMedia Leaves No 3
http://www.oscraps.com/shop/product.php?productid=32004&cat=772&page=1
process
Make the picture in the template mask, so recolrize the mask and put a blending mode, put overlays under the picture.
on the picture I put multimedia elemnt+ glows, wa (with blending mode) and element from the artsy palette. finally I put striches